ExpensePoint for Banking Partners

Modernize your card program without losing the service that sets you apart 

Give commercial, corporate and business card customers one connected way to control spend, handle expenses, manage cards, automate accounts payable, and travel. 

ExpensePoint helps you launch embedded spend management faster with a flexible platform and a team that understands banking. 

TALK TO OUR BANKING PARTNERSHIPS TEAM
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Trusted by financial institutions and organizations worldwide 

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Bring modern spend management to your card customers

WHAT FINTECHS BRING

FinTechs and large issuers continue to raise expectations with faster digital experiences, embedded controls and connected financial workflows. 

WHAT BANKS BRING

Banks bring something equally important: trusted relationships, personalized service and a deeper understanding of their customers.

ExpensePoint helps you bring those strengths together.  

Your customers gain a modern way to manage your cards, issue virtual cards, and control business spending while your institution remains at the centre of the relationship. You can deliver better technology without giving up the service model that makes your bank different.

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Getting Started with ExpensePoint is Quick & Simple

A partner that understands banking complexity 

A banking partnership involves much more than choosing the right technology. Your teams need to work through security, compliance, procurement, integration, implementation, enablement and customer support before a program can succeed. ExpensePoint works alongside your product, technology, operations, sales and service teams throughout that process. We adapt the platform and delivery model to your institution rather than forcing your program into a standard software rollout. 

 

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Security and governance from the start

Bring security, compliance and access requirements into the conversation early so your teams can evaluate the platform with confidence. 

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Support through procurement

Work with a partner that understands the documentation, reviews and cross-functional alignment required to bring new financial technology into a banking environment. 

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Flexible implementation

Shape the rollout around your systems, customer segments, card program and internal resources.

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Service that continues after launch 

Give your teams and customers access to people who understand your program and remain involved as it grows. 

Grow the value of your card program

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Differentiate beyond payments 

Give customers more than a transactional card product. Add spend controls, card management, accounts payable, travel management, mileage tracking, reporting and financial integrations that solve practical business challenges. 


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Increase card engagement 

Let your customers issue new cards and virtual cards whenever needed. Connect card transactions with receipt capture, coding, approvals and reconciliation. Give customers more reasons to use your card program as part of their daily financial workflow.

 

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Strengthen retention and portfolio value

Help customers manage more of their business spending through your institution. A more connected experience increases the value of the relationship and makes your card program harder to replace.


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Launch faster with less internal lift

Bring proven capabilities to market without developing every workflow, integration and support function internally. Reduce execution risk while maintaining control over the customer experience. 

 

Choose the level of support that fits your institution

Your institution’s technology, customer base and go-to-market strategy are unique. ExpensePoint works with you to shape the right partnership, regardless of whether you’re white-labeling or embedding our solution into your platform. 

SaaS platform 

Your institution owns the go-to-market strategy and customer relationship while ExpensePoint provides the platform, integrations and product expertise. 


Co-delivered program

Our teams share sales, onboarding, training and customer success responsibilities based on agreed roles.

Fully managed program 

ExpensePoint can support more of the program, including customer acquisition, onboarding, implementation, training, support, retention and ongoing optimization.

Easy Automation & Approval

  • Create policy spend limits.
  • Flag out-of-policy bookings.
  • Automate routing and understand decline reasons instantly.
  • Save up to 30% with better compliance.
Easy Automation & Approval

Real-Time Savings

  • Recover unused tickets in real time.
  • Auto-rebook cheaper alternatives.
  • Save over $139 per trip.
Real-Time Savings

One connected platform for cards and spend

Expense and receipt management

Give employees an easy way to capture receipts, code expenses and submit reports through mobile and web applications. 

Real-time card data and reconciliation 

Bring card transactions, receipts, coding and approvals into one workflow so finance teams can reconcile activity faster. 

Card management and virtual cards 

Extend your program with card management and virtual card capabilities that support greater control and more flexible purchasing workflows.

Configurable policy controls and approvals 

Help customers apply spending rules and route expenses based on their teams, departments, projects and organizational structures.

Reporting and spend visibility 

Give customers a clearer view of spending through detailed reporting, approval histories and audit-ready records. 

APIs and financial integrations

Connect ExpensePoint with accounting, ERP, banking, card, payroll and other financial systems to reduce manual work and disconnected processes. 

TURN TRAVEL INTO A COMPETITIVE ADVANTAGE

Strategic Travel Consulting

  • Benchmark your spend against industry peers.
  • Model global savings with “what if” analytics.
  • Adjust policy with confidence and prove ROI.

Save up to 39% and triple your ROI with a smarter travel strategy.

Strategic Travel Consulting

Support every customer segment through one flexible platform 

Your small business customers do not need the same workflows, controls or service model as your middle-market and enterprise customers. ExpensePoint works with you to understand your portfolio and configure the right combination of capabilities, onboarding and support for each segment. 

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Small business 

Your institution owns the go-to-market strategy and customer relationship while ExpensePoint provides the platform, integrations and product expertise. 


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Middle market 

Our teams share sales, onboarding, training and customer success responsibilities based on agreed roles.

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Enterprise 

Support complex organizations with advanced workflows, multi-entity structures, global requirements and enterprise integration needs.

Proven in real banking and distribution environments 

ExpensePoint works with organizations across banking, payments and technology to deliver practical expense and spend management experiences to end customers in different industries and markets. 

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Build the next stage of your card program with us 

Your institution has spent years earning customer trust. We can help you extend that trust into everyday spend management.

Tell us about your card program, the customers you serve and the experience you want to deliver. We will help you identify the right platform configuration, partnership model and level of support.

Get Started